I pay a monthly subscription of $8.49 USD so that I can use voice transcription directly into my notes or cursor chats.
The tool I use is SuperWhisper!
They do have a free tier that allows you to use it for about 15 minutes of transcription time, so I recommend you try it out because I think it can save you a lot of typing, especially when you are constantly prompting cursor.
I won't show you exactly how to set it up because I think that this video covers it perfectly directly from the creators of Super Whisper.
https://www.youtube.com/watch?v=h_A3bOtyihk
Answer from Perplexity: pplx.ai/share